Coverage Options
Located in O'Fallon, Illinois
The Coverage Options We Offer
Along with life and auto insurance, Mueller Schneidewind Koeneman Agency provides business insurance policies for various commercial enterprises. Discover our range of options, including commercial general liability, workers' compensation, and commercial property coverage, to find the right protection for your business needs.
Workers Compensation
Workers' compensation insurance offers dual protection for employees. It ensures that employees receive medical care if they are injured while on the job and provides compensation for a portion of the income lost due to the injury. Additionally, workers' compensation insurance requires employees to forgo the right to sue their employer over the injury, thereby protecting the employer and safeguarding the business's assets.
Commercial General Liability Insurance
Commercial General Liability (CGL) insurance is available to businesses of all sizes, providing protection against claims for bodily injury and property damage resulting from the company’s products, operations, or incidents occurring on its premises. CGL coverage also includes protection against personal injury and advertising-related claims. This type of insurance replaced the Comprehensive General Policy in the industry back in 1986.
Commercial Property Insurance
A commercial property insurance plan safeguards your business property and its contents against damage caused by fire, severe weather, and other incidents. These plans can also be tailored to cover loss of income and additional expenses resulting from property damage. Protect your business investment from potential lawsuits, employee injuries, and property damage with a customized commercial insurance policy from Mueller Schneidewind Koeneman Agency.